Skip to main content

Search...

Popular searches

How to Stake Polygon (POL) With a Hardware Wallet

Delegate POL (formerly MATIC) from a hardware wallet: why staking runs on Ethereum, the routes to connect, what you sign on the device, unbonding, validator criteria and risks.

Reading Time: 13 min
Published: Nov 10, 2026
Frost
Frost

Introduction

You can stake Polygon's POL token, formerly MATIC, without the key leaving a hardware wallet. The delegation contracts are on Ethereum, not on the Polygon network, so the device signs Ethereum transactions and pays for them in ETH. This guide covers the routes to delegate, the order of transactions, what you confirm on the device when you delegate, claim and unbond, and how to compare validators.
Open rating formula41 wallets analyzedUpdated Nov 2026No sponsored rankings

TL;DR

  • What you'll do: delegate POL to a Polygon validator while the key stays on the hardware wallet, signing every step on the device.
  • Polygon staking does not happen on the Polygon network. The staking contracts are on Ethereum, so you need POL on Ethereum and ETH for gas.
  • MATIC and POL: POL replaced MATIC as Polygon's gas and staking token at 1:1, so "MATIC staking" now means POL staking.
  • Routes: Polygon's staking dashboard through a browser wallet or WalletConnect, or in-app staking where the manufacturer's app offers it.
  • Watch out for: unstaking is two transactions with a waiting period between them, and rewards are not added to your stake unless you restake them.

How Polygon staking works, and on which chain

Polygon PoS is secured by validators who lock up POL. Holders who do not run a validator can delegate POL to one and receive a share of its rewards: proportional to the delegated stake, minus the validator's commission, as Polygon's documentation puts it. Polygon states that staked funds are locked in a contract on the Ethereum mainnet and that no validator holds custody over delegator tokens.

That location is the detail most people miss. Polygon's delegation guide says all staking transactions take place on Ethereum and that funds for staking need to be on the main Ethereum network. For a hardware wallet this means:

  • The token you delegate is POL on Ethereum. POL held on the Polygon network has to be bridged to Ethereum first.
  • The gas coin is ETH. Delegating, claiming, restaking, unbonding and withdrawing are all Ethereum transactions.
  • The device signs with its Ethereum account. Polygon network support on the device matters for holding POL there, not for the delegation.

MATIC or POL: what the old name means now

The migration from MATIC to POL went live on 4 September 2024, and Polygon describes POL as the successor to MATIC as the native gas and staking token of Polygon PoS, at a ratio of 1:1.

  • MATIC that was already staked was upgraded to POL with no action required, according to Polygon's support article on the migration.
  • MATIC still held on Ethereum can be migrated 1:1 through the Polygon Portal, in a transaction signed on the device. Polygon's guide recommends migrating and delegating POL, and adds that delegated MATIC earns its rewards in POL.
  • On the Polygon network the switch was automatic, though some wallets may still show the old symbol.
Keep ETH in the same account as the POL. Polygon's delegation guide suggests a balance of roughly 0.05 to 0.1 ETH for gas to be safe; actual fees depend on how busy Ethereum is.

Routes to delegate POL from a hardware wallet

RouteHow it worksGood to know
Staking dashboard through a browser walletYou open Polygon's staking dashboard (staking.polygon.technology) and connect a browser wallet that has the device attached as a hardware account.Polygon's guide confirms hardware wallets are supported through MetaMask's Connect Hardware Wallet option. Setup: MetaMask, Rabby.
Staking dashboard through WalletConnectThe dashboard shows a pairing code; the manufacturer's app scans it and relays each request to the device.Polygon states the dashboard supports WalletConnect v2. Your device's app must offer WalletConnect for Ethereum.
Staking inside the manufacturer's appThe companion app offers POL staking itself, usually through a third-party provider.Ledger lists POL among the assets that can be staked from the Earn section of Ledger Wallet. Trezor's staking guides for Trezor Suite cover Cardano, Ethereum, Solana and Tron, not POL.

In-app staking is convenient but narrower: the app decides which validators it shows. Ledger's announcement of March 2026, for example, describes a validator node operated by Meria and reached through Yield.xyz. For other brands, check the vendor's own documentation. How the routes compare across networks is covered in hardware wallets for staking.

Which hardware wallets list Polygon

Of the 41 models in our catalog, 31 list the Polygon network, and all 31 support Ethereum in the manufacturer's own app. For 28 of them Polygon is handled in that app too: the Ledger, Trezor, OneKey, Tangem, SafePal and Ellipal ranges, plus CoolWallet Pro, Cryptnox, Cypherock X1 and NGRAVE Zero. BitBox02, BitBox02 Nova and Keystone 3 Pro reach Polygon through a third-party wallet such as Rabby or MetaMask.

Listing the network is not the same as in-app staking. For delegation, what counts is that the device can sign Ethereum contract transactions and reach the dashboard through one of the routes above. The staking ranking compares models on this, and how to check supported coins shows how to confirm a token for your exact model.

Step-by-step: delegating POL

The sequence uses the staking dashboard with the device connected through a browser wallet or WalletConnect.

  1. Get POL and ETH onto the device's Ethereum account. If your POL is on the Polygon network, bridge it to Ethereum first. That is a separate process with its own fees; see Polygon's bridge documentation for how long it takes.
  2. Open the dashboard from a saved bookmark. Staking front ends are copied by phishing sites. Do not follow links from ads or messages.
  3. Connect the hardware account. Select the account that belongs to the device and make sure the wallet is set to Ethereum mainnet.
  4. Pick a validator. The criteria are covered below.
  5. Send the approval and confirm it on the device. Polygon's guide describes delegation as two transactions: the first approves the request, the second deposits the approved amount. Set the approval to the amount you intend to stake, and check the token, the amount and the network on the device.
  6. Send the delegation itself. Confirm this second transaction on the device and wait for it to be included.
  7. Verify the result. The delegation should appear under your account on the dashboard, and both transactions in a block explorer.

What you sign on the device

Staking is not a one-time signature. Each later action is its own Ethereum transaction, confirmed on the device and paid for in ETH.

ActionTransactionsWhat Polygon's documentation says
DelegateTwo: approval, then depositThere is no minimum amount to delegate.
Claim rewardsOneSends the POL rewards to your Ethereum address. At least 2 POL in rewards is needed.
Restake rewardsOneAdds the rewards to your stake with the same validator. The same 2 POL minimum applies.
Move stakeOneMoves the delegation to another validator without an unbonding period.
UnbondOneWithdraws the rewards and the stake from that validator and starts the unbonding period.
Claim stakeOneAvailable once the unbonding period is over. The POL does not return on its own.

At the time of writing, per Polygon's documentation, the unbonding period is 80 checkpoints of approximately 30 minutes each. Ledger's documentation rounds this to roughly two days, and Polygon notes that congestion can delay checkpoints. The figure is a protocol parameter and can change, so read it on the dashboard before you unbond.

Rewards do not compound by themselves: they accumulate until you claim or restake them, and each of those costs gas. On a small stake the Ethereum fee can exceed the reward being collected.

What the screen shows depends on the device. The first transaction is a standard token approval. Whether the staking calls appear in readable form or as raw data varies; Polygon's guide notes that on a Ledger, permission to call contracts has to be turned on. Our guide to blind signing risks explains what that setting means.

No staking action requires your recovery phrase. A site or support contact that asks for it to "migrate MATIC", "validate the wallet" or "unlock rewards" is a scam.

Choosing a validator: criteria, not names

Polygon's guide leaves the choice to the delegator's own research. These are the points to compare in the dashboard's validator list:

  • Commission. Each validator sets its own rate and, per Polygon's documentation, there is no upper limit. Validators can update the rate, so check it again from time to time.
  • Checkpoint performance. Validators have to sign checkpoints regularly; missed signatures reduce their performance score, and a validator can be removed from the active set for poor performance. This record is the closest thing to an uptime figure.
  • Status. Polygon states that you can delegate to any validator except those that are offline.

Risks a hardware wallet does not remove

The device ensures that nothing is delegated, moved or withdrawn without a confirmation on its screen. The risks below belong to staking itself.

  • Slashing. Polygon's delegation guide does not set out slashing terms for delegators. Polygon Labs' risk disclosure for its own liquid staking token does say that validators may be penalised for malicious behaviour or protocol violations and that this risk passes through to holders. Treat the question as open and read the current documentation before delegating.
  • Contract risk. Delegated POL sits in staking contracts on Ethereum. A flaw in them would affect the stake however it was signed.
  • Waiting time. During unbonding the tokens cannot be sold or moved, whatever the price does.
  • Front-end risk. A fake dashboard can present an approval for an attacker's address. The checks are the same as for any dapp; see using a hardware wallet with DeFi.

Liquid staking is a different product

With liquid staking you deposit POL with a protocol and receive a token that represents the staked position. The device signs it like any other DeFi deposit, but the arrangement differs from direct delegation: the protocol chooses the validators, a further set of smart contracts stands between you and the stake, and the token's market price can differ from the POL behind it. Some apps present liquid staking simply as "staking", so check which of the two you are signing.

Common problems

  • The dashboard shows a zero POL balance. The tokens are on the Polygon network, or the wallet is connected to a different account. Staking uses POL on Ethereum.
  • The balance shows MATIC, not POL. The tokens on Ethereum have not been migrated. Polygon recommends migrating before delegating.
  • A transaction fails or stays pending. There is not enough ETH for gas, or the fee was set too low for current conditions.
  • The device rejects the transaction. It cannot decode the contract call and the setting that allows contract data is off. Confirm you are on the genuine dashboard before changing it.
  • Rewards cannot be claimed. Fewer than 2 POL have accumulated.
  • The stake has not come back after unbonding. Either the unbonding period is still running or the final claim transaction has not been sent.

Choosing a hardware wallet? Start with: Best for Advanced · Trezor Safe 5 vs Trezor Safe 3

BlockchainToken

A token is a digital asset on a blockchain that represents value, ownership, utility, or access rights. Examples include ERC-20 tokens on Ethereum.

Read full definition: Token
BlockchainPolygon

Polygon is a layer-2 scaling solution for Ethereum that enables faster, cheaper transactions via its Proof-of-Stake sidechain. Native token: MATIC (also called Polygon PoS).

Read full definition: Polygon
DefiStaking

Staking locks or delegates proof-of-stake coins to help secure a network in exchange for rewards.

Read full definition: Staking
BlockchainEthereum

Ethereum is a decentralized blockchain platform that enables smart contracts and decentralized applications (dApps). Its native cryptocurrency is Ether (ETH).

Read full definition: Ethereum
BlockchainValidator

A validator is a node in a proof-of-stake blockchain that stakes cryptocurrency to verify transactions, propose blocks, and secure the network.

Read full definition: Validator
BlockchainProof of Stake

Proof of Stake (PoS) is a blockchain consensus mechanism. Validators create new blocks based on staked cryptocurrency amounts, not computational power.

Read full definition: Proof of Stake
BlockchainMainnet

Mainnet is the primary blockchain network where actual transactions occur, as opposed to testnets. It represents the live, functioning version of a blockchain.

Read full definition: Mainnet
DefiRestaking

Restaking reuses staked assets, like ETH, to secure additional blockchain networks or protocols beyond the original chain, enabling shared security as in EigenLayer.

WalletBrowser Extension Wallet

A browser extension wallet is a software wallet that runs as a browser plugin, like MetaMask, allowing users to manage crypto assets and interact with dApps directly in the browser.

Read full definition: Browser Extension Wallet
WalletHardware Wallet

A hardware wallet is a dedicated device that keeps private keys offline and signs transactions internally, so the keys never reach an internet-connected computer or phone.

DefiWalletConnect

WalletConnect is a protocol that enables secure communication between decentralized applications (dApps) and mobile wallets through QR code scanning or deep linking.

Read full definition: WalletConnect
WalletCompanion App

A companion app is a software application used to manage and interact with cryptocurrency wallets or blockchain networks, typically offering features like transactions and security controls.

Read full definition: Companion App
HardwareLedger

Ledger is a brand of hardware wallets that securely store cryptocurrency private keys offline, such as the Ledger Nano series.

WalletTrezor Suite

Trezor Suite is a software interface for managing Trezor hardware wallets, allowing users to send, receive, and store cryptocurrencies securely.

Read full definition: Trezor Suite
BlockchainCardano

Cardano is a proof-of-stake blockchain platform that prioritizes research-driven development, scalability, and sustainability. Its native cryptocurrency is ADA.

Read full definition: Cardano
BlockchainSolana

Solana is a high-performance layer-1 blockchain platform that enables fast, low-cost transactions using Proof of History and Proof of Stake. Its native token is SOL.

Read full definition: Solana
BlockchainTRON

TRON is a blockchain platform and cryptocurrency (TRX) designed for high-throughput decentralized applications, especially in content sharing and entertainment.

Read full definition: TRON
BlockchainNode

A node is a computer running blockchain software that connects to the network, validates transactions, and maintains a copy of the ledger.

Read full definition: Node
HardwareTrezor

Trezor is a hardware wallet by SatoshiLabs. It stores private keys offline to secure cryptocurrencies.

HardwareTangem

Tangem is a hardware wallet in the form of a physical card that stores cryptocurrency private keys securely and offline, allowing for easy and portable access to digital assets.

DefiBridge

A bridge in blockchain allows assets or data to move between different blockchains, enabling interoperability between otherwise separate networks.

Read full definition: Bridge
BlockchainBlock Explorer

A block explorer is a website that shows the public contents of a blockchain: transactions, addresses, balances and blocks.

Read full definition: Block Explorer
DefiLending Protocol

A lending protocol is a DeFi smart contract platform on blockchain where users lend crypto to earn interest and borrow assets using collateral.

Read full definition: Lending Protocol
DefiLiquid Staking

Liquid staking lets users stake crypto assets to secure a network and receive a liquid derivative token, like stETH from Lido, usable in DeFi while earning rewards.

Read full definition: Liquid Staking
DefiDeFi

DeFi (Decentralized Finance) refers to a set of financial services, such as lending and trading, built on blockchain technology without traditional intermediaries like banks.

BlockchainSmart Contract

A smart contract is a program stored on a blockchain that runs exactly as written when a transaction calls it.

Read full definition: Smart Contract

Key Terms

Frequently Asked Questions

Common questions about hardware wallets and crypto security

Can I stake Polygon (POL) with a Ledger?
Yes. Ledger lists POL among the assets that can be staked from the Earn section of Ledger Wallet through third-party providers. You can also connect the Ledger to Polygon's staking dashboard through MetaMask or another browser wallet; Polygon's guide notes that permission to call contracts must be enabled on the device. Either way the POL has to be on Ethereum.
Is MATIC staking the same as POL staking?
It is the same staking system under a new token. POL replaced MATIC as Polygon's gas and staking token at a 1:1 ratio, and MATIC that was already staked was upgraded without action from delegators. MATIC still held on Ethereum can be migrated through the Polygon Portal, which Polygon recommends doing before delegating.
Do I need ETH to stake POL from a hardware wallet?
Yes. Polygon's staking contracts are on Ethereum, so delegating, claiming rewards, restaking, unbonding and withdrawing are all Ethereum transactions paid in ETH. Polygon's guide suggests keeping roughly 0.05 to 0.1 ETH for gas; actual fees vary with network congestion.
How long does it take to unstake POL?
At the time of writing, Polygon's documentation gives an unbonding period of 80 checkpoints of about 30 minutes each, which Ledger's documentation rounds to roughly two days. Congestion can lengthen it, and the parameter can change. After it ends you must send a separate claim transaction to receive the POL.
Can I stake POL while it stays in cold storage?
The key stays on the hardware wallet and every action is confirmed on the device. The tokens themselves are locked in Polygon's staking contracts on Ethereum while delegated, not held at your address, and the validator does not take custody of them. Unstaking requires the device again.
Can I stake POL that is on the Polygon network?
Not directly. Polygon's documentation states that funds for staking need to be on the Ethereum mainnet. POL held on the Polygon network has to be bridged to Ethereum first, which is a separate process with its own fees.

Ready to Choose Your Wallet?

Now that you have the knowledge, take the next step toward securing your crypto.