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SafePal X1 vs Tangem Wallet (2 Cards) vs Tangem Wallet (3 Cards)

Comparing 3 wallets: SafePal X1 (65/100, $69.99), Tangem Wallet (2 Cards) (78/100, $54), and Tangem Wallet (3 Cards) (79/100, $69.9). Prices range from $54 to $69.99.

3 wallets
Screen vs Screenless
No IP rating vs IP68
USB vs NFC
Quick Verdict Updated 2026
SafePal X1
SafePal X1
65 /100
Average
Tangem Wallet (2 Cards)
Tangem Wallet (2 Cards)
Best value
78 /100
Good
Tangem Wallet (3 Cards)
Tangem Wallet (3 Cards)
Best overall
79 /100
Good
Open-formula rating 40+ criteria analyzed Last updated May 2026 No sponsored rankings

Key Takeaways

  • Tangem Wallet (3 Cards) wins in security (97/100)
  • Tangem Wallet (3 Cards) wins in ease of use (86/100)
  • Tangem Wallet (2 Cards) is more affordable ($54)
  • Both support 85+ cryptocurrencies
  • Best for beginners: Tangem Wallet (3 Cards) (easier setup)

SafePal X1 vs Tangem Wallet (2 Cards) vs Tangem Wallet (3 Cards): Key Differences

Picking between 3 hardware wallets (SafePal X1 vs Tangem Wallet (2 Cards) vs Tangem Wallet (3 Cards)) usually comes down to a handful of trade-offs, not a single winner. Prices run from $54 to $69.99; overall scores from 65 to 79/100 — and the spread tells a story. Here's where each one earns its keep, and where it falls short.

Winner by Category

Which wallet leads in each area

Security
Tie
SafePal X177/100
Tangem Wallet (2 Cards)97/100
Tangem Wallet (3 Cards)97/100
Ease of Use
Tie
SafePal X156/100
Tangem Wallet (2 Cards)86/100
Tangem Wallet (3 Cards)86/100
Price
SafePal X1$69.99
Tangem Wallet (2 Cards)$54
Tangem Wallet (3 Cards)$69.9
Coin Support
SafePal X1200+
Tangem Wallet (2 Cards)85+
Tangem Wallet (3 Cards)85+
Privacy
Tie
SafePal X153/100
Tangem Wallet (2 Cards)53/100
Tangem Wallet (3 Cards)53/100
Beginner Friendly
Tie
SafePal X156/100
Tangem Wallet (2 Cards)86/100
Tangem Wallet (3 Cards)86/100
Comparing:
SafePal X1
Tangem Wallet (2 Cards)
Tangem Wallet (3 Cards)

Comparison Table

Key specifications for your decision

Criteria
SafePal X1
SafePal X1
$69.99
View Best Price
Tangem Wallet (2 Cards)
Tangem Wallet (2 Cards)
Tangem
$54
View Best Price
Tangem Wallet (3 Cards)
Tangem Wallet (3 Cards)
Tangem
$69.9
View Best Price
Overall Rating
65/10078/10079/100
Security
77/10097/10097/100
Usability
56/10086/10086/100
Price
$69.99$54$69.9

EAL Certification (Evaluation Assurance Level) from Common Criteria rates the security of hardware components, like secure chips in crypto hardware wallets. Higher levels, such as EAL5+ or EAL6+, indicate stronger resistance to attacks.

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YesYesYes

Open Source Firmware refers to firmware in hardware devices, like wallets, where the source code is publicly available, allowing transparency, auditability, and customization.

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YesYesYes

Bluetooth Connectivity enables wireless communication between devices, like hardware wallets and smartphones, using Bluetooth or Bluetooth Low Energy (BLE) for secure data transfer.

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YesNoNo
USB
YesNoNo
Networks
200+85+85+

A passphrase is an additional security layer for cryptocurrency wallets, acting as a 25th word in the BIP39 seed phrase, protecting access to hidden wallets.

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YesYesYes

A touchscreen display is a screen that allows users to interact with a device by touching the surface, commonly used in hardware wallets for easy navigation and transaction confirmation.

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LCDNoneNone

Recovery is the process of restoring access to a cryptocurrency wallet using its seed phrase or mnemonic backup if the original wallet is lost or inaccessible.

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24-word seedMulti-cardMulti-card
Setup Time
~10 min~3 min~3 min

IP Rating refers to the level of protection a device has against dust and water, often used for hardware wallets to indicate their durability in various environments.

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NoneIP68IP69K

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Our Verdict: SafePal X1 vs Tangem Wallet (2 Cards) vs Tangem Wallet (3 Cards)

Choose SafePal X1 if...

  • You want on-device transaction verification via a built-in screen
  • You are comfortable managing a seed phrase
  • You need full desktop support (Windows, macOS, Linux)

Skip SafePal X1 if...

  • × You want wireless NFC connection — no cables
  • × You want a seedless backup design instead of a 12/24-word phrase
  • × You need a device with an official IP rating against water and dust

Choose Tangem Wallet (3 Cards) if...

  • You want the highest-rated wallet in this comparison

Skip Tangem Wallet (3 Cards) if...

  • × You want to verify transactions on the wallet's own screen
  • × You manage crypto from a desktop (no Windows, macOS, or Linux app)
  • × You hold a wide range of altcoins beyond what this device supports (85 networks)

Our pick for most users

Both wallets score similarly (65 vs 78/100) — your choice depends on which features matter most to you.

Bottom line: Tangem Wallet (3 Cards) is our pick — it leads on both security and ease of use, and the overall score reflects that. Prices are close enough that they shouldn't drive the decision.

Price: SafePal X1 vs Tangem Wallet (2 Cards) vs Tangem Wallet (3 Cards)

Prices range from $54 (Tangem Wallet (2 Cards)) to $69.99 (SafePal X1). At similar price points, the choice comes down to features rather than budget — compare the specific capabilities above.

Who Should Pick Which Wallet

Recommendations based on real-world use cases

SafePal X1

$69.99
AffordableBuilt-in batteryCoin controlWalletConnect support
Pros
  • +EAL5+ certified secure element resists physical tampering attacks
  • +Open-source firmware allows independent community code audits
  • +Supports 200+ blockchain networks, covering most major ecosystems
  • +Bluetooth connectivity enables wireless signing without USB dependency
Cons
  • No NFC or QR-based air-gap signing; Bluetooth is the only wireless mode
  • Reproducible builds not supported, limiting full firmware verification
  • Shamir Secret Sharing absent, restricting advanced seed backup schemes
  • Plastic casing offers no water resistance, unlike metal-bodied competitors

Tangem Wallet (2 Cards)

$54
AffordableGreat priceWater resistanceWalletConnect support
Pros
  • +Samsung-manufactured CC EAL6+ secure element — highest certification tier among consumer hardware wallets
  • +Card form factor is 1mm thin and 6g — fits in a wallet unlike any box-style device
  • +NFC-only operation means zero USB attack surface on the host machine
  • +IP68 water resistance rated — survives submersion unlike most hardware wallets
Cons
  • Firmware is closed-source — no independent code audit possible, unlike Trezor or Passport
  • No passphrase support — cannot add BIP39 passphrase for plausible deniability
  • No desktop support — Linux, Windows, and macOS are entirely incompatible
  • No display on the card — transaction details must be trusted entirely on the paired phone screen

Tangem Wallet (3 Cards)

$69.9
AffordableGreat priceWater resistanceWalletConnect support
Pros
  • +Samsung S3D350A EAL6+ secure element — highest consumer-grade certification
  • +3-card redundancy: access survives loss of any 2 cards simultaneously
  • +IP69K water resistance — survives high-pressure water jets
  • +No seed phrase exposure by default — private keys never leave the chip
Cons
  • Closed-source firmware — no reproducible builds or independent code audit possible
  • No display on card — transaction details verified only on paired smartphone screen
  • Desktop OS incompatible — no Linux, Windows, or macOS support
  • No Shamir Secret Sharing — multi-card backup is proprietary, not standard SLIP39

Pre-Purchase Checklist

Important points to verify regardless of your choice

All wallets ship from official manufacturer stores with full warranty.

SafePal X1 vs Tangem Wallet (2 Cards) vs Tangem Wallet (3 Cards): Frequently Asked Questions

Answers about SafePal X1 vs Tangem Wallet (2 Cards) vs Tangem Wallet (3 Cards)

Is SafePal X1 better than Tangem Wallet (2 Cards)?
On the numbers, Tangem Wallet (2 Cards) comes out ahead — 78/100 vs 65/100 — but 'better' isn't quite the right frame. SafePal X1 has fully open-source firmware, which matters more for some buyers than overall score does. If overall rating is what you actually weigh first, take Tangem Wallet (2 Cards). If transparency is the constraint that shapes your decision, SafePal X1 is the smarter buy. Either way, both are real hardware wallets — neither is a mistake.
How much do SafePal X1 and Tangem Wallet (2 Cards) and Tangem Wallet (3 Cards) cost?
SafePal X1 costs $69.99, Tangem Wallet (2 Cards) costs $54, Tangem Wallet (3 Cards) costs $69.9. These are list prices for the standard edition from official manufacturer stores. A few things worth knowing: hardware wallet prices barely move during the year, so 'waiting for a sale' rarely pays off — Black Friday is the one exception, with 10–20% off being typical. Avoid third-party listings even if they're cheaper; the supply chain risk on a tampered device wipes out any savings the first time you load funds. And don't buy a 'used' hardware wallet, ever — even if it claims to be reset.
Does Tangem Wallet (2 Cards) work without a seed phrase — and is that safe?
Yes — and we'd argue it's a meaningful security upgrade for most users, not a downgrade. Tangem Wallet (2 Cards) replaces the 12/24-word seed phrase with two or three linked NFC cards. Each card holds an encrypted copy of the private key inside its secure element; the key never leaves the chip in plaintext, ever. The trade-off: stolen or photographed seed phrases are the single most common cause of crypto theft we see, and Tangem Wallet (2 Cards) sidesteps that whole class of attack. The catch: you must keep at least one spare card in a separate physical location, or you lose the backup advantage entirely.
What happens if I lose all my Tangem Wallet (2 Cards) cards?
Funds are unrecoverable. There's no seed phrase to fall back on, no recovery service, no manufacturer override — that's the explicit design trade-off. The mitigation is the multi-card set: every card you receive is a complete, independent backup of the same wallet. Realistic plan: keep one card on you, one at home in a safe, and one with a trusted person or in a bank deposit box. Lose any two and you're still fine. Lose all of them and the coins are gone forever.
Is SafePal X1 waterproof?
No — SafePal X1 has no official water or dust resistance rating, so treat it like any other small electronic. A spilled drink or a rainstorm in your jacket pocket is enough to brick it. Tangem Wallet (2 Cards), by contrast, carries an IP68 rating, which means it's tested against dust and pressurized water — that's the device you'd actually take camping or to a beach. For most people, water resistance isn't a deciding factor, but it matters if you travel light or carry your wallet daily.
Which wallet is better for DeFi and Web3: SafePal X1 or Tangem Wallet (2 Cards)?
SafePal X1 — and the gap is bigger than the spec sheets make it look. SafePal X1 has WalletConnect built in, which means you sign DeFi transactions directly from a hardware wallet without exposing keys to a hot wallet. Tangem Wallet (2 Cards) can technically work with DeFi via third-party software, but every extra step is one more place an attacker can intercept the transaction you're approving. If you're going to be clicking 'Sign' on smart contracts more than once a month, the difference compounds fast.
SafePal X1 vs Tangem Wallet (2 Cards): which has better backup options?
SafePal X1 uses a standard 24-word seed phrase. Tangem Wallet (2 Cards) uses multiple linked NFC cards as encrypted backups (no seed phrase). Both work — but they reflect different ideas about what 'backup' should be. The seed phrase approach (BIP-39) is the open industry standard: portable across most wallets, well-documented, and recoverable on any compatible device. The downside is well-known too — it's a piece of paper that's a single photograph or careless moment away from disaster. Card-based backups can't be photographed and don't write themselves down, but they're proprietary, which means you trust one manufacturer to stay in business and keep the format alive. Pick based on which failure mode worries you more.
Is Tangem Wallet (2 Cards) safe to use without a screen?
It can be — depending on your threat model. Tangem Wallet (2 Cards) shows transaction details on your phone or computer, which is the same screen that could be compromised by malware. The classic attack: malware swaps the destination address right before you sign, and you'd never know. SafePal X1 lets you verify the actual address and amount on the hardware wallet itself, a screen the host computer can't touch. For day-to-day transactions under a few thousand dollars, the convenience of Tangem Wallet (2 Cards) is fine. For larger transfers, the on-device screen on SafePal X1 is the kind of thing you only miss once.

Not convinced? Consider these alternatives

SafePal S1

SafePal S1

67/100
$49.99
Security
82/100
Secure Element200+ networks
Trezor Safe 7

Trezor Safe 7

90/100
$249
Security
100/100
Secure ElementOpen Source50+ networks
Ledger Nano Gen5

Ledger Nano Gen5

77/100
$179
Security
97/100
Secure Element70+ networks

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